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Employers can design custom benefit solutions to meet their unique business needs and do not need to offer every employee the same amount. Rather they can divide their employees into classes and choose a max reimbursement amount for each class. ICHRA offers 11 different employee classes employers can utilize when determining benefit eligibility and allowance amounts:. This can be done in a variety of ways. Employees can get an additional ICHRA amount based on age or a different amount if they have a family. Alternatively, they can get an additional dollar amount per dependent.
